How do credits work?

Last verified 12 August 2026
Read time 2 min
Plans All plans
The short version

Credits power Vai actions like the Magic tools, drafting emails, creating designs, Concierge, and chat. Each plan includes a monthly allowance that resets every cycle, and you can see what you have used under Vai, Usage.

Credits are what Vai spends when it works for you. Every plan comes with a monthly allowance, and you can watch it as you go. This article explains what credits cover, what each plan includes, and where to check your usage.

What credits power

Credits are used by Vai actions, including:

  • The Magic tools
  • Drafting emails
  • Creating designs
  • Concierge
  • Chat

What each plan includes

Each plan comes with a monthly allowance that resets every billing cycle:

  • Free: 100 credits
  • Starter: 500 credits
  • Core: from 1000 credits
  • Growth: from 3000 credits

Checking your usage

To see how much you have used, open Vai and go to Usage. It shows where your credits have gone this cycle, so you can tell whether you are on track before the month is out.

Good to know

Your allowance resets at the start of each billing cycle. If you run low before then, you can buy a top-up without changing your plan.

To add more mid-cycle, see How do I top up credits?. To move to a plan with a larger allowance, see How do I change my plan?.

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